--- title: Account Resolution Team Blog | how to get out of debt (2) description: how to get out of debt | (2) --- 221 East Main Street, Morristown, TN 37816 info@accountresolutionteam.com [![logoforblogheaderhubspot](https://blog.accountresolutionteam.com/hs-fs/hubfs/logoforblogheaderhubspot.jpg?width=400&name=logoforblogheaderhubspot.jpg)](https://accountresolutionteam.com/) - [About Us](https://accountresolutionteam.com/about-us/) - [Services](https://accountresolutionteam.com/our-services/) - [The ART Difference](https://accountresolutionteam.com/our-difference/) - [Blog](https://blog.accountresolutionteam.com/blog/) - [Contact Us](https://accountresolutionteam.com/contact-us/) - [Pay Here](https://resolvemyaccounts.com/artcollect) - [About Us](https://accountresolutionteam.com/about-us/) - [Our Services](https://accountresolutionteam.com/our-services/) - [The ART Difference](https://accountresolutionteam.com/our-difference/) - [Blog](https://blog.accountresolutionteam.com/blog) - [Contact Us](https://accountresolutionteam.com/contact-us/) - [Pay Here](https://resolvemyaccounts.com/artcollect) ## [Using Tax Refunds to Pay off Debt](https://blog.accountresolutionteam.com/blog/using-tax-refunds-to-pay-off-debt) Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on Jan 26, 2021 9:08:37 AM - [Tweet](https://twitter.com/share) [![pay off debt with tax refunds](https://blog.accountresolutionteam.com/hubfs/taxrefun.jpg)](https://blog.accountresolutionteam.com/blog/using-tax-refunds-to-pay-off-debt) Many Americans will receive a tax return this year. While some may be tempted to put a down payment on a new car or renovate a kitchen or bathroom, they really should use that money to pay down their debt. Tax time is the best time for businesses to utilize an experienced collection agency to turn their bad debt into bottom-line revenue. [Read More](https://blog.accountresolutionteam.com/blog/using-tax-refunds-to-pay-off-debt) 0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/using-tax-refunds-to-pay-off-debt#comments-listing) Topics: [Collection Strategy](https://blog.accountresolutionteam.com/blog/tag/collection-strategy), [old debt](https://blog.accountresolutionteam.com/blog/tag/old-debt), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [new practice](https://blog.accountresolutionteam.com/blog/tag/new-practice), [collection agency](https://blog.accountresolutionteam.com/blog/tag/collection-agency), [tax refund](https://blog.accountresolutionteam.com/blog/tag/tax-refund), [get out of debt](https://blog.accountresolutionteam.com/blog/tag/get-out-of-debt), [how to get out of debt](https://blog.accountresolutionteam.com/blog/tag/how-to-get-out-of-debt) ## [The Battle of the Bill: The Psychology of Unpaid Debt & Denial](https://blog.accountresolutionteam.com/blog/the-battle-of-the-bill) Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on Nov 2, 2020 12:22:37 PM - [Tweet](https://twitter.com/share) [![ignoring bad debt](https://blog.accountresolutionteam.com/hubfs/avoidance.jpg)](https://blog.accountresolutionteam.com/blog/the-battle-of-the-bill) It’s an unopened bill, an ignored phone call, a deleted voicemail. Sticking those bills in a drawer or straight into the trashcan doesn’t make the debt go away; in fact, doing so could actually be making you and your family sick. [Read More](https://blog.accountresolutionteam.com/blog/the-battle-of-the-bill) 0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/the-battle-of-the-bill#comments-listing) Topics: [Insider](https://blog.accountresolutionteam.com/blog/tag/insider), [old debt](https://blog.accountresolutionteam.com/blog/tag/old-debt), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [get out of debt](https://blog.accountresolutionteam.com/blog/tag/get-out-of-debt), [how to get out of debt](https://blog.accountresolutionteam.com/blog/tag/how-to-get-out-of-debt), [unpaid debt](https://blog.accountresolutionteam.com/blog/tag/unpaid-debt), [being debt free](https://blog.accountresolutionteam.com/blog/tag/being-debt-free) ## [How Will Debt Settlement Affect My Credit?](https://blog.accountresolutionteam.com/blog/how-will-debt-settlement-affect-my-credit) Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on May 19, 2020 9:45:00 AM - [Tweet](https://twitter.com/share) [![debt settlement](https://blog.accountresolutionteam.com/hubfs/chronis-yan-1M4wYTqVD4o-unsplash.jpg)](https://blog.accountresolutionteam.com/blog/how-will-debt-settlement-affect-my-credit) Your credit score is important, and if you’re like many Americans, you may be faced with unpaid debts now or in the near future as a result of COVID-19. Unpaid debt doesn’t require much of an explanation: it’s simply a debt that has not yet been paid.  We previously discussed the [dangers of unpaid debt](https://blog.accountresolutionteam.com/blog/the-dangers-of-having-unpaid-debt) and how it affects your credit, but what about your other options like debt settlement? Below, we will explore what debt settlement is, and how it can affect your credit score in the long-run.  [Read More](https://blog.accountresolutionteam.com/blog/how-will-debt-settlement-affect-my-credit) 0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/how-will-debt-settlement-affect-my-credit#comments-listing) Topics: [Collection Strategy](https://blog.accountresolutionteam.com/blog/tag/collection-strategy), [Credit](https://blog.accountresolutionteam.com/blog/tag/credit), [old debt](https://blog.accountresolutionteam.com/blog/tag/old-debt), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [get out of debt](https://blog.accountresolutionteam.com/blog/tag/get-out-of-debt), [how to get out of debt](https://blog.accountresolutionteam.com/blog/tag/how-to-get-out-of-debt), [unpaid debt](https://blog.accountresolutionteam.com/blog/tag/unpaid-debt), [being debt free](https://blog.accountresolutionteam.com/blog/tag/being-debt-free), [debt settlement](https://blog.accountresolutionteam.com/blog/tag/debt-settlement) [Previous](https://blog.accountresolutionteam.com/blog/tag/how-to-get-out-of-debt/page/1) [All posts](https://blog.accountresolutionteam.com/blog/all) ### Want more from Account Resolution? 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[Let’s work together.](https://accountresolutionteam.com/contacts/) ![logo-for-footer](https://blog.accountresolutionteam.com/hs-fs/hubfs/logo-for-footer.png?width=250&height=102&name=logo-for-footer.png)   [Pay Here](https://resolvemyaccounts.com/artcollect/agent/language) Contact us.[tel:4235867613](tel:4235867613) [Morristown Office: (423) 586-7613](tel:4235867613) [  Sales: (865) 548-5015](tel:8655485015) [Toll Free: (877) 224-1242](tel:8772241242) [Automated Chatbot: (866) 889-9365](tel:8668899365) info@accountresolutionteam.com 221 East Main Street, Morristown, TN 37816 Sign up for our newsletter. © 2021 Account Resolution Team, Inc. All rights reserved.