---
title: Account Resolution Team Blog | Emily Herrington
---
221 East Main Street, Morristown, TN 37816
info@accountresolutionteam.com
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- [About Us](https://accountresolutionteam.com/about-us/)
- [Our Services](https://accountresolutionteam.com/our-services/)
- [The ART Difference](https://accountresolutionteam.com/our-difference/)
- [Blog](https://blog.accountresolutionteam.com/blog)
- [Contact Us](https://accountresolutionteam.com/contact-us/)
- [Pay Here](https://resolvemyaccounts.com/artcollect)
## Emily Herrington
### Recent Posts
## [Five Reasons to Hire a Debt Collection Agency](https://blog.accountresolutionteam.com/blog/five-reasons-to-hire-a-debt-collection-agency)
Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on Jul 11, 2022 10:18:00 AM
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What do you love about owning your own business? You could, most likely, list 100 things that are fantastic about running your own company and your answers would be unique and fascinating. What could derail such positive reasons to be your own boss? We all know that one of the most exasperating experiences of doing business is when we have to deal with customers that don’t pay their bills. This is where a debt collection agency can make a world of difference to a business whose morale might be sagging after running up against clientele that will do everything in their power to avoid paying their debts. These debtors must be convinced that settling their accounts would be in their own self-interest. Here are a few of the many reasons to hire the services of a debt collector to get the job done after creditors have had no luck collecting unpaid invoices.
[Read More](https://blog.accountresolutionteam.com/blog/five-reasons-to-hire-a-debt-collection-agency)
0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/five-reasons-to-hire-a-debt-collection-agency#comments-listing)
Topics: [Collection Strategy](https://blog.accountresolutionteam.com/blog/tag/collection-strategy), [old debt](https://blog.accountresolutionteam.com/blog/tag/old-debt), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [collection agency](https://blog.accountresolutionteam.com/blog/tag/collection-agency), [student debt](https://blog.accountresolutionteam.com/blog/tag/student-debt), [unpaid debt](https://blog.accountresolutionteam.com/blog/tag/unpaid-debt), [accounts receivable](https://blog.accountresolutionteam.com/blog/tag/accounts-receivable), [outsourcing](https://blog.accountresolutionteam.com/blog/tag/outsourcing), [revenue](https://blog.accountresolutionteam.com/blog/tag/revenue), [debt settlement](https://blog.accountresolutionteam.com/blog/tag/debt-settlement), [debt collection regulations](https://blog.accountresolutionteam.com/blog/tag/debt-collection-regulations), [medical collections](https://blog.accountresolutionteam.com/blog/tag/medical-collections), [medical debt](https://blog.accountresolutionteam.com/blog/tag/medical-debt)
## [So you’re in debt, how do you get out of debt?](https://blog.accountresolutionteam.com/blog/so-youre-in-debt-how-do-you-get-out-of-debt)
Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on Jul 6, 2022 8:31:50 AM
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**Part 1:
9 Terms To Know**
[Read More](https://blog.accountresolutionteam.com/blog/so-youre-in-debt-how-do-you-get-out-of-debt)
0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/so-youre-in-debt-how-do-you-get-out-of-debt#comments-listing)
Topics: [old debt](https://blog.accountresolutionteam.com/blog/tag/old-debt), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [collection agency](https://blog.accountresolutionteam.com/blog/tag/collection-agency), [get out of debt](https://blog.accountresolutionteam.com/blog/tag/get-out-of-debt), [how to get out of debt](https://blog.accountresolutionteam.com/blog/tag/how-to-get-out-of-debt), [student debt](https://blog.accountresolutionteam.com/blog/tag/student-debt), [unpaid debt](https://blog.accountresolutionteam.com/blog/tag/unpaid-debt), [being debt free](https://blog.accountresolutionteam.com/blog/tag/being-debt-free), [outsourcing](https://blog.accountresolutionteam.com/blog/tag/outsourcing), [debt settlement](https://blog.accountresolutionteam.com/blog/tag/debt-settlement), [debt collection regulations](https://blog.accountresolutionteam.com/blog/tag/debt-collection-regulations), [medical collections](https://blog.accountresolutionteam.com/blog/tag/medical-collections), [medical debt](https://blog.accountresolutionteam.com/blog/tag/medical-debt)
## [What is a Good Debt Collection Strategy? Here's How We Do it.](https://blog.accountresolutionteam.com/blog/what-is-a-good-debt-collection-strategy)
Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on Jun 27, 2022 11:17:03 AM
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Debt collection is a tough field. It takes a robust spirit to see the matter through. Though we have a clear objective, the road is not level and smooth. As there is both money on the table and resistant debtors in the chairs, to be successful, we as collectors need a careful strategy. When approaching each account before the journey even begins, we are reminded of the words of Gene Kranz, the flight director of Apollo 13; “*Let’s work the problem, people.”*
[Read More](https://blog.accountresolutionteam.com/blog/what-is-a-good-debt-collection-strategy)
0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/what-is-a-good-debt-collection-strategy#comments-listing)
Topics: [Collection Strategy](https://blog.accountresolutionteam.com/blog/tag/collection-strategy), [Compliance](https://blog.accountresolutionteam.com/blog/tag/compliance), [Technology](https://blog.accountresolutionteam.com/blog/tag/technology), [old debt](https://blog.accountresolutionteam.com/blog/tag/old-debt), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [collection agency](https://blog.accountresolutionteam.com/blog/tag/collection-agency), [how to get out of debt](https://blog.accountresolutionteam.com/blog/tag/how-to-get-out-of-debt), [unpaid debt](https://blog.accountresolutionteam.com/blog/tag/unpaid-debt), [accounts receivable](https://blog.accountresolutionteam.com/blog/tag/accounts-receivable), [outsourcing](https://blog.accountresolutionteam.com/blog/tag/outsourcing), [commission rate](https://blog.accountresolutionteam.com/blog/tag/commission-rate), [revenue](https://blog.accountresolutionteam.com/blog/tag/revenue), [debt settlement](https://blog.accountresolutionteam.com/blog/tag/debt-settlement), [debt collection regulations](https://blog.accountresolutionteam.com/blog/tag/debt-collection-regulations)
## [From Over-Dunn to Well-Dunn](https://blog.accountresolutionteam.com/blog/from-over-dunn-to-well-dunn)
Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on Feb 24, 2022 3:00:00 PM
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**From Over-Dunn to Well-Dunn:**
*A Win-Win Consumer-centric Approach Rooted in Compassionate Communication*
[Read More](https://blog.accountresolutionteam.com/blog/from-over-dunn-to-well-dunn)
0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/from-over-dunn-to-well-dunn#comments-listing)
Topics: [Collection Strategy](https://blog.accountresolutionteam.com/blog/tag/collection-strategy), [Compliance](https://blog.accountresolutionteam.com/blog/tag/compliance), [Technology](https://blog.accountresolutionteam.com/blog/tag/technology), [old debt](https://blog.accountresolutionteam.com/blog/tag/old-debt), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [collection agency](https://blog.accountresolutionteam.com/blog/tag/collection-agency), [how to get out of debt](https://blog.accountresolutionteam.com/blog/tag/how-to-get-out-of-debt), [unpaid debt](https://blog.accountresolutionteam.com/blog/tag/unpaid-debt), [accounts receivable](https://blog.accountresolutionteam.com/blog/tag/accounts-receivable), [outsourcing](https://blog.accountresolutionteam.com/blog/tag/outsourcing), [commission rate](https://blog.accountresolutionteam.com/blog/tag/commission-rate), [revenue](https://blog.accountresolutionteam.com/blog/tag/revenue), [recovery rate](https://blog.accountresolutionteam.com/blog/tag/recovery-rate), [debt settlement](https://blog.accountresolutionteam.com/blog/tag/debt-settlement), [Regulation F](https://blog.accountresolutionteam.com/blog/tag/regulation-f), [debt collection regulations](https://blog.accountresolutionteam.com/blog/tag/debt-collection-regulations), [medical collections](https://blog.accountresolutionteam.com/blog/tag/medical-collections), [medical debt](https://blog.accountresolutionteam.com/blog/tag/medical-debt)
## [When is the Right Time to Hire a Collection Agency](https://blog.accountresolutionteam.com/blog/when-is-the-right-time-to-hire-a-collection-agency)
Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on Feb 15, 2022 11:30:00 AM
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Even though not everyone may have a favorable view of debt collection agencies, the fact is, they perform a vital service that keeps costs down and maintains client relationships. Before you take inventory and decide whether hiring an agency is the right move for your business, consider all the ways in which using collections is the smarter and more efficient move for you and your business.
[Read More](https://blog.accountresolutionteam.com/blog/when-is-the-right-time-to-hire-a-collection-agency)
0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/when-is-the-right-time-to-hire-a-collection-agency#comments-listing)
Topics: [Collection Strategy](https://blog.accountresolutionteam.com/blog/tag/collection-strategy), [Compliance](https://blog.accountresolutionteam.com/blog/tag/compliance), [Technology](https://blog.accountresolutionteam.com/blog/tag/technology), [old debt](https://blog.accountresolutionteam.com/blog/tag/old-debt), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [collection agency](https://blog.accountresolutionteam.com/blog/tag/collection-agency), [how to get out of debt](https://blog.accountresolutionteam.com/blog/tag/how-to-get-out-of-debt), [unpaid debt](https://blog.accountresolutionteam.com/blog/tag/unpaid-debt), [accounts receivable](https://blog.accountresolutionteam.com/blog/tag/accounts-receivable), [outsourcing](https://blog.accountresolutionteam.com/blog/tag/outsourcing), [commission rate](https://blog.accountresolutionteam.com/blog/tag/commission-rate), [revenue](https://blog.accountresolutionteam.com/blog/tag/revenue), [recovery rate](https://blog.accountresolutionteam.com/blog/tag/recovery-rate), [debt settlement](https://blog.accountresolutionteam.com/blog/tag/debt-settlement), [Regulation F](https://blog.accountresolutionteam.com/blog/tag/regulation-f), [debt collection regulations](https://blog.accountresolutionteam.com/blog/tag/debt-collection-regulations), [medical collections](https://blog.accountresolutionteam.com/blog/tag/medical-collections), [medical debt](https://blog.accountresolutionteam.com/blog/tag/medical-debt)
## [The Fundamentals of the Collection Industry](https://blog.accountresolutionteam.com/blog/thefundamentalsofthecollectionindustry)
Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on Feb 8, 2022 11:30:00 AM
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Have you ever asked yourself, just what exactly does a debt collection service do and how does it work? Well then, you’re in luck! We’ve outlined the most common topics about how agencies operate, why we need them, to the evolution and future of the debt collection industry.
[Read More](https://blog.accountresolutionteam.com/blog/thefundamentalsofthecollectionindustry)
0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/thefundamentalsofthecollectionindustry#comments-listing)
Topics: [Collection Strategy](https://blog.accountresolutionteam.com/blog/tag/collection-strategy), [Compliance](https://blog.accountresolutionteam.com/blog/tag/compliance), [Technology](https://blog.accountresolutionteam.com/blog/tag/technology), [old debt](https://blog.accountresolutionteam.com/blog/tag/old-debt), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [collection agency](https://blog.accountresolutionteam.com/blog/tag/collection-agency), [how to get out of debt](https://blog.accountresolutionteam.com/blog/tag/how-to-get-out-of-debt), [unpaid debt](https://blog.accountresolutionteam.com/blog/tag/unpaid-debt), [accounts receivable](https://blog.accountresolutionteam.com/blog/tag/accounts-receivable), [outsourcing](https://blog.accountresolutionteam.com/blog/tag/outsourcing), [commission rate](https://blog.accountresolutionteam.com/blog/tag/commission-rate), [revenue](https://blog.accountresolutionteam.com/blog/tag/revenue), [recovery rate](https://blog.accountresolutionteam.com/blog/tag/recovery-rate), [debt settlement](https://blog.accountresolutionteam.com/blog/tag/debt-settlement), [Regulation F](https://blog.accountresolutionteam.com/blog/tag/regulation-f), [debt collection regulations](https://blog.accountresolutionteam.com/blog/tag/debt-collection-regulations), [medical collections](https://blog.accountresolutionteam.com/blog/tag/medical-collections), [medical debt](https://blog.accountresolutionteam.com/blog/tag/medical-debt)
## [Consumer-Centric Collections](https://blog.accountresolutionteam.com/blog/consumer-centric-collections)
Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on Feb 2, 2022 9:48:20 AM
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Any business that can’t adapt with the times is going to suffer. Technology has revolutionized how consumers and companies communicate and conduct business. The old standard of phone calls and paper bills has become a relic of the past. It’s time to get current and streamline your operations as well as increasing customer satisfaction. Using email to communicate and collect payment is a win-win that empowers consumers as well as increasing collection revenue and positive outcomes.
[Read More](https://blog.accountresolutionteam.com/blog/consumer-centric-collections)
0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/consumer-centric-collections#comments-listing)
Topics: [Compliance](https://blog.accountresolutionteam.com/blog/tag/compliance), [Technology](https://blog.accountresolutionteam.com/blog/tag/technology), [old debt](https://blog.accountresolutionteam.com/blog/tag/old-debt), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [collection agency](https://blog.accountresolutionteam.com/blog/tag/collection-agency), [unpaid debt](https://blog.accountresolutionteam.com/blog/tag/unpaid-debt), [debt settlement](https://blog.accountresolutionteam.com/blog/tag/debt-settlement), [Regulation F](https://blog.accountresolutionteam.com/blog/tag/regulation-f), [debt collection regulations](https://blog.accountresolutionteam.com/blog/tag/debt-collection-regulations)
## [What You Need to Know About Medical Debt and Collections](https://blog.accountresolutionteam.com/blog/what-you-need-to-know-about-medical-debt-and-collections)
Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on Jan 18, 2022 12:05:24 PM
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At some point in your life, you may have wondered what it means to have your medical bills referred to a collection agency. If this does happen, there are short-term and long-term consequences. Let’s unravel any mystery by explaining why this happens and what it means for your credit if it does, what to do if it happens, and how to recover your credit.
[Read More](https://blog.accountresolutionteam.com/blog/what-you-need-to-know-about-medical-debt-and-collections)
0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/what-you-need-to-know-about-medical-debt-and-collections#comments-listing)
Topics: [Credit](https://blog.accountresolutionteam.com/blog/tag/credit), [old debt](https://blog.accountresolutionteam.com/blog/tag/old-debt), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [collection agency](https://blog.accountresolutionteam.com/blog/tag/collection-agency), [get out of debt](https://blog.accountresolutionteam.com/blog/tag/get-out-of-debt), [how to get out of debt](https://blog.accountresolutionteam.com/blog/tag/how-to-get-out-of-debt), [unpaid debt](https://blog.accountresolutionteam.com/blog/tag/unpaid-debt), [being debt free](https://blog.accountresolutionteam.com/blog/tag/being-debt-free), [debt settlement](https://blog.accountresolutionteam.com/blog/tag/debt-settlement), [medical collections](https://blog.accountresolutionteam.com/blog/tag/medical-collections), [medical debt](https://blog.accountresolutionteam.com/blog/tag/medical-debt)
## [How to Boost and Maintain Your Credit Score](https://blog.accountresolutionteam.com/blog/how-to-boost-and-maintain-your-credit-score)
Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on Nov 10, 2021 9:59:11 AM
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A credit score, like a shadow, follows us for life and is either helped or harmed by our choices. A healthy score requires good financial decisions over a long period of time and knowing your risk factors. Here’s what you need to know and how you can use that information to improve your credit.
[Read More](https://blog.accountresolutionteam.com/blog/how-to-boost-and-maintain-your-credit-score)
0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/how-to-boost-and-maintain-your-credit-score#comments-listing)
Topics: [Credit](https://blog.accountresolutionteam.com/blog/tag/credit), [Technology](https://blog.accountresolutionteam.com/blog/tag/technology), [old debt](https://blog.accountresolutionteam.com/blog/tag/old-debt), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [collection agency](https://blog.accountresolutionteam.com/blog/tag/collection-agency), [get out of debt](https://blog.accountresolutionteam.com/blog/tag/get-out-of-debt), [how to get out of debt](https://blog.accountresolutionteam.com/blog/tag/how-to-get-out-of-debt), [student debt](https://blog.accountresolutionteam.com/blog/tag/student-debt), [unpaid debt](https://blog.accountresolutionteam.com/blog/tag/unpaid-debt), [being debt free](https://blog.accountresolutionteam.com/blog/tag/being-debt-free), [debt settlement](https://blog.accountresolutionteam.com/blog/tag/debt-settlement), [How to boost credit score](https://blog.accountresolutionteam.com/blog/tag/how-to-boost-credit-score)
## [How Debt Collection Agencies Operate](https://blog.accountresolutionteam.com/blog/how-debt-collection-agencies-operate)
Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on Nov 4, 2021 11:13:09 AM
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At some point you may have asked yourself exactly what debt collection agencies do and how they work. A debt collection agency is the entity that employs debt collectors tasked with recovering late or missed payments. Often these agencies are the “middlemen” who recover funds for the original creditors and lenders. Their overall objective is to legally recover debt while abiding by federal and state laws. There are different types of collection agencies which specialize in different amounts and types of collection.
[Read More](https://blog.accountresolutionteam.com/blog/how-debt-collection-agencies-operate)
0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/how-debt-collection-agencies-operate#comments-listing)
Topics: [Collection Strategy](https://blog.accountresolutionteam.com/blog/tag/collection-strategy), [Compliance](https://blog.accountresolutionteam.com/blog/tag/compliance), [Technology](https://blog.accountresolutionteam.com/blog/tag/technology), [old debt](https://blog.accountresolutionteam.com/blog/tag/old-debt), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [collection agency](https://blog.accountresolutionteam.com/blog/tag/collection-agency), [debt collection regulations](https://blog.accountresolutionteam.com/blog/tag/debt-collection-regulations)
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- [medical collections (6)](https://blog.accountresolutionteam.com/blog/tag/medical-collections)
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