--- title: Account Resolution Team Blog | debt collections (4) description: debt collections | (4) --- 221 East Main Street, Morristown, TN 37816 info@accountresolutionteam.com [![logoforblogheaderhubspot](https://blog.accountresolutionteam.com/hs-fs/hubfs/logoforblogheaderhubspot.jpg?width=400&name=logoforblogheaderhubspot.jpg)](https://accountresolutionteam.com/) - [About Us](https://accountresolutionteam.com/about-us/) - [Services](https://accountresolutionteam.com/our-services/) - [The ART Difference](https://accountresolutionteam.com/our-difference/) - [Blog](https://blog.accountresolutionteam.com/blog/) - [Contact Us](https://accountresolutionteam.com/contact-us/) - [Pay Here](https://resolvemyaccounts.com/artcollect) - [About Us](https://accountresolutionteam.com/about-us/) - [Our Services](https://accountresolutionteam.com/our-services/) - [The ART Difference](https://accountresolutionteam.com/our-difference/) - [Blog](https://blog.accountresolutionteam.com/blog) - [Contact Us](https://accountresolutionteam.com/contact-us/) - [Pay Here](https://resolvemyaccounts.com/artcollect) ## [The Different Phases of Debt Collections](https://blog.accountresolutionteam.com/blog/the-different-phases-of-collections) Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on Jun 8, 2020 8:15:00 AM - [Tweet](https://twitter.com/share) [![debt collections](https://blog.accountresolutionteam.com/hubfs/alexander-schimmeck-j5NU6WZN1nA-unsplash.jpg)](https://blog.accountresolutionteam.com/blog/the-different-phases-of-collections) Though we may not like it, debt is often a necessary part of life, meaning there's absolutely no shame in borrowing from time-to-time. Unfortunately, many people find themselves in these financial situations simply because they do not know how to handle the collection process. When this happens, debt just continues to pile up, leading to [negative outcomes](https://blog.accountresolutionteam.com/blog/the-dangers-of-unpaid-debt). [Read More](https://blog.accountresolutionteam.com/blog/the-different-phases-of-collections) 0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/the-different-phases-of-collections#comments-listing) Topics: [Insider](https://blog.accountresolutionteam.com/blog/tag/insider), [Collection Strategy](https://blog.accountresolutionteam.com/blog/tag/collection-strategy), [Technology](https://blog.accountresolutionteam.com/blog/tag/technology), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [collection agency](https://blog.accountresolutionteam.com/blog/tag/collection-agency), [accounts receivable](https://blog.accountresolutionteam.com/blog/tag/accounts-receivable), [revenue](https://blog.accountresolutionteam.com/blog/tag/revenue), [recovery rate](https://blog.accountresolutionteam.com/blog/tag/recovery-rate) ## [Technological Needs in Debt Collections](https://blog.accountresolutionteam.com/blog/technological-needs-in-collections) Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on May 25, 2020 8:15:00 AM - [Tweet](https://twitter.com/share) [![technological needs in debt collections](https://blog.accountresolutionteam.com/hubfs/william-iven-SpVHcbuKi6E-unsplash.jpg)](https://blog.accountresolutionteam.com/blog/technological-needs-in-collections) Advancements in technology have left a massive impact on the business world, and this is no different for the collection industry. Technology has made it easier for collectors to stay up-to-date by tracking the status of unresolved accounts, contact debtors, and, collect payments. No matter what your business goals are—to collect, gather insights, gather questions answered, or all of the above–odds are that technology has streamlined the process including [remote agents](https://blog.accountresolutionteam.com/blog/the-power-of-virtual-agents), chatbots, and online bill pay. [Read More](https://blog.accountresolutionteam.com/blog/technological-needs-in-collections) 0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/technological-needs-in-collections#comments-listing) Topics: [Collection Strategy](https://blog.accountresolutionteam.com/blog/tag/collection-strategy), [Compliance](https://blog.accountresolutionteam.com/blog/tag/compliance), [Technology](https://blog.accountresolutionteam.com/blog/tag/technology), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [collection agency](https://blog.accountresolutionteam.com/blog/tag/collection-agency), [recovery rate](https://blog.accountresolutionteam.com/blog/tag/recovery-rate) ## [How Will Debt Settlement Affect My Credit?](https://blog.accountresolutionteam.com/blog/how-will-debt-settlement-affect-my-credit) Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on May 19, 2020 9:45:00 AM - [Tweet](https://twitter.com/share) [![debt settlement](https://blog.accountresolutionteam.com/hubfs/chronis-yan-1M4wYTqVD4o-unsplash.jpg)](https://blog.accountresolutionteam.com/blog/how-will-debt-settlement-affect-my-credit) Your credit score is important, and if you’re like many Americans, you may be faced with unpaid debts now or in the near future as a result of COVID-19. Unpaid debt doesn’t require much of an explanation: it’s simply a debt that has not yet been paid.  We previously discussed the [dangers of unpaid debt](https://blog.accountresolutionteam.com/blog/the-dangers-of-having-unpaid-debt) and how it affects your credit, but what about your other options like debt settlement? Below, we will explore what debt settlement is, and how it can affect your credit score in the long-run.  [Read More](https://blog.accountresolutionteam.com/blog/how-will-debt-settlement-affect-my-credit) 0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/how-will-debt-settlement-affect-my-credit#comments-listing) Topics: [Collection Strategy](https://blog.accountresolutionteam.com/blog/tag/collection-strategy), [Credit](https://blog.accountresolutionteam.com/blog/tag/credit), [old debt](https://blog.accountresolutionteam.com/blog/tag/old-debt), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [get out of debt](https://blog.accountresolutionteam.com/blog/tag/get-out-of-debt), [how to get out of debt](https://blog.accountresolutionteam.com/blog/tag/how-to-get-out-of-debt), [unpaid debt](https://blog.accountresolutionteam.com/blog/tag/unpaid-debt), [being debt free](https://blog.accountresolutionteam.com/blog/tag/being-debt-free), [debt settlement](https://blog.accountresolutionteam.com/blog/tag/debt-settlement) ## [How to Collect Debt Between Generations](https://blog.accountresolutionteam.com/blog/collecting-from-different-generations) Posted by [Emily Herrington](https://blog.accountresolutionteam.com/blog/author/emily-herrington) on Mar 25, 2020 2:57:48 PM - [Tweet](https://twitter.com/share) [![debt by generation](https://blog.accountresolutionteam.com/hubfs/rupixen-com-Q59HmzK38eQ-unsplash.jpg)](https://blog.accountresolutionteam.com/blog/collecting-from-different-generations) When it comes to debt collecting, it’s incredibly important to have a clear understanding of the people from whom you are attempting to collect. Everyone has a unique set of personal values and experiences which makes it important for agencies to locate methods that works for everyone. While this can be one of the most difficult tasks of collecting, it can be made easier by examining the differences between generations: Baby Boomers, Generation X, Millennials and Generation Z. [Read More](https://blog.accountresolutionteam.com/blog/collecting-from-different-generations) 0 Comments [Click here to read/write comments](https://blog.accountresolutionteam.com/blog/collecting-from-different-generations#comments-listing) Topics: [Collection Strategy](https://blog.accountresolutionteam.com/blog/tag/collection-strategy), [Technology](https://blog.accountresolutionteam.com/blog/tag/technology), [debt collections](https://blog.accountresolutionteam.com/blog/tag/debt-collections), [collection agency](https://blog.accountresolutionteam.com/blog/tag/collection-agency), [unpaid debt](https://blog.accountresolutionteam.com/blog/tag/unpaid-debt), [revenue](https://blog.accountresolutionteam.com/blog/tag/revenue) [Previous](https://blog.accountresolutionteam.com/blog/tag/debt-collections/page/3) [All posts](https://blog.accountresolutionteam.com/blog/all) ### Want more from Account Resolution? 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